It is difficult to find affordable auto insurance if your driving record is poor. For example, a New York DUI conviction can lead to an average increase in car insurance rates of $1208. There are many ways to obtain a lower rate. State Farm, Liberty Mutual, and GEICO all offer affordable coverage.
State Farm
State Farm is a great option for New Yorkers looking for affordable auto insurance. State Farm is well known for their great insurance coverage, and generous student discounts. Steer Clear(r), which is a mobile driving app, can help young drivers improve. Policyholders over 50 can enjoy a range of discounts and savings on car insurance to ensure they are accident-free.
State Farm offers coverage for renters and homeowners. This insurance will protect your home and valuables in the case of an injury. You can also get coverage for your belongings in the event of theft or damage. It also offers a network of auto repair shops to help you get your car fixed.
The company offers a way to save money by consolidating both your home and car insurance policies. It also offers rideshare and rental car coverage. It offers auto insurance in New York that is both suitable for those who are just starting to drive and for business travelers.
Liberty Mutual
Liberty Mutual is one the most trusted companies for drivers in New York. They offer excellent rates, great discounts, and convenient online policies. You can customize your policy online, pay your bill online, and more. This company is great for drivers who like to do things themselves. However, some drivers have expressed disappointment about their experience with the company, citing poor customer service.
Liberty Mutual offers a pay-per mile program. You only pay for the miles that you drive each month. This plan provides coverage for accidents and a money back guarantee. A pay-permile policy is a good way to save money on car insurance.
Liberty Mutual also offers coverage with no-fault that pays for medical expenses. The company also offers new car replacement coverage, which pays for the cost of buying a new car if your car is totaled. In New York, this type of coverage is mandatory.
GEICO
If you are a New York resident and require car insurance, GEICO New York may be able to help you. These companies are known for offering competitive rates on insurance. Brooklyn residents will also be able to find an agent who can help them save money.
GEICO offers many types of coverage including bodily injury liability as well as property damage liability. It also provides uninsured motorist insurance. GEICO offers additional coverage options as well as discounts for military and good students. GEICO New York car Insurance can be tailored to meet any budget.
GEICO offers many discounts in New York as part of their commitment to affordable, responsible car insurance. GEICO offers a great driver discount to drivers who have five years of safe driving. You can also get a discount if your are a member or military employee.