Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. The policy does not have lifetime, annual or per-incident payout caps. The plan does have some limitations, such as the inability to cover preexisting medical conditions. These are the main points to remember when selecting this pet insurance plan.
Exclusions from coverage
Many common medical expenses are not covered by Healthy Paws pet insurance. Some medical conditions, such as behavioral modifications, therapy and elective procedures, may not be covered by Healthy Paws pet insurance. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Pre-existing conditions and anal gland expression are not covered by Healthy Paws insurance. They also do not cover elective procedures. It does include dental care, such as extractions, and reconstructive surgeries.
Limitations in coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. In some cases, your insurer may not pay to have your pet examined for a hip condition. In these cases, it may be a better idea to buy an additional wellness program from another provider.
Healthy Paws excludes preventative and routine veterinary care, in addition to the limitations outlined above. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. A 12-month waiting time is required before benefits are paid for hip dysplasia.
Cost of coverage
The price of Healthy Paws pet insurance depends on which plan you choose. The company covers hip dysplasia, diabetes, and wellness. Pre-existing conditions might not be covered by the plan. However, you can adjust your monthly premiums and the deductible.
Healthy Paws pet policy is more affordable than traditional cat insurance. Young cats can get monthly coverage starting at $15 per mo. A monthly cost for coverage for older cats is up to $90. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. The cost of the procedure may not be covered for older pets.
Review of Healthy Paws Pet Insurance
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Fortunately, Healthy Paws is a top-rated insurance provider with a solid reputation and good customer service. The company is also accredited by the Better Business Bureau. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can get an online quote in minutes and select the deductible and reimbursement level they'd like. Then, they can purchase a policy right from the website.