The current system for visitors insurance covers only a few services and is based on a limited set of insurance companies. These plans are typically more expensive than domestic and are only offered at specific times of the year. Visitors to the U.S. might be allowed to stay for extended periods of time and not just for short visits.
USA-HealthCare
The Visit USA-HealthCare health plan offers coverage for visitors to the United States during their stay. These plans provide pre-defined medical benefits and emergency services for up to 364 days. You can get treatment at any U.S. hospital or doctor during this period. USA-HealthCare offers three levels of coverage: individual, family and group.
The cost of individual health insurance plans varies. Many policies can be affordable, depending upon the coverage offered. Your pre-existing health conditions might need to be considered. You need to choose the insurance plan that best suits your needs and finances.
Liaison Travel Choice
Visitors can get Liaison Travel Choice insurance to cover a variety of medical conditions. This plan is suitable for individuals and families travelling outside of their country. You can also cover dependent children that are not married. The insurance also covers medical expenses up to $30,000 It also covers emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage to cover trips lasting up to 364 days. To receive medical care, visitors may visit any doctor in PPO.
Visitors can choose from the Basic Plan to Liaison Travel Plus Plan as well as Liaison Travel Medical Plan. The Liaison International Travel Medical Plan is designed to cover short-term international travel. This plan covers injuries and illnesses that may occur outside of the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. You can customize your emergency medical coverage and the deductible.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers hospitalizations and outpatient treatments. The downside of this plan is that it may only cover 50% of the total cost of your medical care. You can easily get insurance online and begin coverage today.
This visitor insurance plan is part the United Healthcare PPO network. It provides access to a wide range of American medical providers. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. You only need a credit/debit card number, birth date, name, passport number, as well as travel dates to request a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance provides protection for medical expenses for foreigners traveling to the USA. This plan covers medical expenses for visitors 19 and over who require medical care in America, including emergency service. It also covers temporary stays in the U.S. for eligible medical expenses. This plan also provides instant ID cards and proof of coverage.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
Consider purchasing an International Major Medical Plan (IMMP) insurance policy if your purpose is to visit the United States. This coverage provides up to $1 million for out-of–pocket medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans include coverage for war or terrorism. Some plans also offer coverage for recreational or non-professional sporting activities. International Major Medical Plan policies also offer coverage for cardiac and cancer care.
Pre-existing conditions can be covered by the Elite Plan. This type of insurance covers doctor visits, blood tests, urgent care, and specialty care. This type of insurance also covers medications prescribed by doctors.