Pet wellness plans offer a cost-effective way to ensure that your pet receives the medical care it needs without you having to incur large expenses. They can help you save on regular vet visits and vaccinations, and they often include a wide variety of preventive services.
The best dog wellness plans are ones that allow you to choose the type of veterinary care your pet needs. These policies usually include vaccines, heartworm prevention, spaying and neutering, and other routine services that will keep your pet in the best possible health.
We ranked the best pet insurance companies based on the following criteria: Plan (15 points), Covered treatments (25 points) and Customization options (10 points). The highest-scoring providers offer accident and illness plans, wellness or preventive care add-ons and customized options to give you the best coverage possible for your pet.
The best wellness plans for dogs include all the core vaccinations as well as heartworm, flea and tick preventatives. Some cover a variety of tests and procedures including a urinary and fecal test.
These services will ensure that your dog is healthy throughout their life, but especially in the adult years. It is also a good way to identify diseases or other conditions in your dog early, saving them from costly treatment costs.
Many wellness plans cover a wide range of veterinary treatments. This includes everything from dental cleanings to yearly wellness exams. Sometimes they'll cover a broad range of prescriptions - from flea, heartworm, and other medications to vitamins and specialty diets.
In some plans, certain procedures are subject to deductibles or annual limits on expenses. The higher the deductibles and cap, the more expensive it will be.
Most dog wellness plans have a onetime fee. It's unlikely you'll need to pay it again.
Reimbursement percentages and copayments vary by plan, so you'll need to shop around before signing up. Best options include those that allow you to select 100% reimbursement, without any annual payout limits, and have a low copayment or none at all.
It's not always easy to compare deductibles and percentages, but these are important when calculating monthly insurance costs. The lower the deductible you choose, the cheaper your monthly insurance premium.
The best companies for pet insurance offer a large range of preventive and medical care services. They are flexible in their deductibles as well. They're also easy to use, and they'll help you keep your pet's medical bills in check.
Asking your vet if there are any preexisting conditions (like those your pet suffered before the insurance policy began) can help you determine if they will be covered. You can also ask them any questions about the health of your pet or its insurance.
Pawp can provide a better level of protection. They offer 100 percent reimbursement, and there is no deductible. Your pet will also receive emergency medical treatment if there is an accident or illness, even if the pet already has a medical condition.