It can be costly to cover your pet's medical bills if they have a medical condition. Pets Best can help. They offer 100% coverage. Their deductible is small, and they do not discriminate based on pre-existing conditions. They pay you within two days of your claim being processed and mail you a printed check.
Spot covers 100% of the country.
Spot's pet policy is tailored to your pet's specific age, breed, size and behavior. It can help avoid costly vet bills and allow you to be prepared for an emergency. Spot offers several plans for pet insurance and 10% off for additional pets.
Spot's coverage covers routine preventive care as well as accident-related expenses such deworming, flea and tick prevention, and vaccinations. There are no waiting periods, deductibles, or waiting periods for any benefit covered by Spot. There are annual limits for each benefit that the plan allows. If you exceed the amount, SPOT won't reimburse you.
Spot's deductible is low
Spot customers can choose from policies with a $2,500 to $10,000 deductible. They also have the option to choose a low or unlimited annual deductible. They can submit claims through an online portal or via Spot's app. They will need the medical records of their pets to process a claim. Customers will receive an answer via email after they submit a claim. They can also check on the status of their claim through a personalized claims portal.
Spot's pet insurance covers veterinary care, diagnostic tests, and treatments for major and minor illnesses. It also covers accidental injury, hospitalization, surgical, and medical supplies. Spot, unlike other insurance policies covers dental cleanings. The plan reimburses at least 80% of expenses, and the deductible is very low.
Spots are priced higher than the norm in young pets
Spot provides two types of pet insurance plans, Preventive Care or Accidents and Injuries. Both include hospitalization, surgery and prescription medications. Spot also reimburses vet expenses for illnesses and accidents. Multiple pets are eligible for discounts from the insurance company.
The prices for policies vary from $2,500 to $10,000. You can choose between unlimited coverage and an annual deductible, depending on the plan that you select. Online or through Spot's mobile app, claims can be submitted. The veterinary records should be submitted within 270 calendar days.
Spot does not cover pre-existing conditions
Spot's coverage doesn't exclude pre-existing medical conditions, unlike most pet insurance plans. The policy does not cover certain health conditions. However, the policy does not cover intervertebral dislocation, dental disease, or hip dysplasia. Dental and orthodontic procedures as well expenses related to daycare and boarding are some other exclusions. Insurance does not cover cosmetic treatments or bilateral conditions.
Spot’s pre-existing disease policy doesn’t cover arthritis treatment. The company defines a pre-existing condition as any medical condition that existed before the plan was issued. Unless the arthritis is already treated, the insurance company won't pay for it. While this policy doesn't have an age limit or a deductible, customers must still pay at least $2,500 for any vet costs.