Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. You can also select optional wellness programs that cover regular bloodwork and vaccinations. Figo also offers a "Pet Cloud," mobile app that will allow you to manage the health of your pet. It costs a monthly fee. The app allows you to access many features such as a medical record view and emergency care advice. You can also remind yourself of upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. You will need to enter your pet's name and breed along with their ZIP code during this application. An upfront deductible is also an option, which can affect your premium. A vet's form can waive the deductible. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
There are no limitations on the number you can file claims, but Figo does require your veterinarian to be present and that any medical records be uploaded. The insurer will then process the claim. Most claims are settled in three to five business days.
Figo is available in all 50 states. Customers can choose from a $100 to $1,500 deductible depending on their plan. The deductible is reduced $50 for each year your pet has been covered without filing a claim. Figo offers a 5% discount to multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. It is ideal for pets that are roaming around. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also covers hereditary diseases. According to the insurer's website, hereditary conditions are conditions that have been passed down from one generation to another. However, you will need to check with customer service to verify if your pet is eligible. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing and tracking system, so it's easy to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
The Figo Pet Cloud application is very popular. The app allows for live communication with a veterinarian. You also have the option to select from multiple reimbursement rates. The app can also provide urgent care advice. You can also use the app to file a claim electronically.