Whether you're building a new home or updating an old one, Wisconsin homeowners insurance can help protect your property from the many hazards of owning a home. The state is prone to natural disasters and floods, so it's important to have coverage in place that protects your home from loss.
There are many companies in Wisconsin that provide high-quality insurance at an affordable price. Here are some of the top options to consider when choosing a home insurer:
Lemonade: This company makes it easy for customers to buy, manage and file claims with their smart insurance platform that uses AI technology. It offers a comprehensive insurance policy as well as a mobile app with an easy-to-use interface that lets customers compare rates.
Erie: This is a well-rounded insurance company with great rates and excellent customer service. Its standard policies include a broad range of home insurance coverage options, including coverage for storm damage and guaranteed replacement cost. This benefit protects your assets if they are worth more after a loss than the value of your home.
Badger Mutual offers low rates, and has high customer satisfaction ratings. This company is an excellent choice for Wisconsin residents. It also offers several additional insurance riders, as well discounts for home security and safety systems.
Farmers: A quality policy is available at a great price. Standard policies cost less than half of what the average state policy costs for a newly constructed home. It also offers the best prices for older homeowners.
West Bend is an excellent choice for homeowners with previous claims. They have the lowest premium for homeowners with previous claims on their policy and are one of the cheapest Wisconsin home insurance providers overall.
Affinity - This company offers homeowners insurance at affordable rates in Wisconsin. Policy holders of this company pay only $347 annually, which is about half the state's average for homes with no claim history.
The company also offers some of its cheapest rates for homeowners with no claim history. In addition, they offer an excellent track record in customer satisfaction.
AARP: This insurance company is a great option for retirees looking for quality, easy-to-manage homeowners insurance in Wisconsin. The company's policies are designed to cater to the needs of seniors. They also offer several ways for them save money.
The company offers a great option for homeowners who are looking to upgrade their home to a greener one. Their standard policy provides coverage for items that are energy efficient and environmentally friendly, such as wood-burning and solar fireplaces.
Wisconsin's average annual home insurance costs are $1,084, which is less than the national average, $1,249. For a free quote or to find out more about your home's specific coverage needs, use our search engine below.