If your parents are visiting, it is wise to insure them so that they receive the best coverage and medical care. In the event of an emergency, it can help cover the cost of a cancelled or interrupted trip.
Visitor Guard (r) offers travel insurance that covers a wide variety of needs. Select the plan that best suits your parents, based on factors such as their age, length of stay and medical history.
Visitors to the US can get health insurance for their parents.
It is essential to have adequate health insurance in case of an emergency. A medical emergency could bankrupt your whole family. Healthcare in the United States is among the most expensive in world. Your parents may require treatment when visiting.
Acute Onset Pre-Existing Conditions
Most visitor insurance policies exclude coverage for pre-existing conditions that manifest suddenly. Insurance companies do not want to be exposed to the high cost of treating these medical problems.
Certain visitor's health insurances may provide coverage up to a limit for sudden onsets of pre-existing diseases. Parents with pre-existing conditions may benefit from this, as it allows them to get a greater amount of coverage.
A good visitor’s insurance policy should cover your parent in the event of an emergency, such as a flight delay or lost luggage. They will also reimburse them for any costs incurred. The insurance will allow your parent to get the medical care they need if injured or sick while abroad.
Covid-19 virus, a pandemic that is spreading worldwide, has many health risks. If you know that your parents may be traveling in this time period, it is a good idea to purchase travel medical coverage for the covid-19.
Repatriation Remains
In the event that your parent dies abroad, travel medical insurance covers their funeral expenses as well as other related costs. The plan will also help with the return of their remains to their home country, as well as cover the cost of a local burial or cremation.
Telemedicine
Telemedicine is also an important feature of a policy that covers travel medical. This insurance allows your parent's to receive medical treatment via fax, email, or telephone.
This type of coverage is especially useful for parents over 50 who may be less able to access medical services. Travel insurance can cover doctors who refer patients outside their own network.
You can choose to purchase travel coverage for parents either for a brief period or for an annual plan, which covers you for up 365 days. The two options can be bought online or via phone and are both easy to use.