Your insurance may not cover a pet who has a serious condition. This can lead to high costs. Pets Best is here for you. Their coverage is 100%. Their deductible is small, and they do not discriminate based on pre-existing conditions. They will send you a check by mail and pay within two business days.
Spot has 100% coverage
Spot’s pet insurance considers your pet’s age, breed and size. It can help prevent unexpected vet bills and make it easier to prepare for emergency situations. If you're unsure whether pet insurance is right for you and your pet, Spot offers several plans and a 10% discount for additional pets.
Spot's coverage covers routine preventive care as well as accident-related expenses such deworming, flea and tick prevention, and vaccinations. There are no waiting periods, deductibles, or waiting periods for any benefit covered by Spot. The plan has a maximum annual amount for each benefit. SPOT will not reimburse you if you exceed this amount.
Spot's deductible is low
Spot customers can select policies with a $2,500 deductible to $10,000. You can also choose an annual deductible that is either low or unlimited. They can make claims online, or via Spot’s mobile app. To file a claim, they'll need to access the medical records for their pets. Customers will receive an email reply after filing a claim. Customers can also access a personal claims portal to check the status of their claim.
Spot's pet insurance includes veterinary care, diagnostic testing, and treatment for minor and major illnesses. It also covers accidental injuries, hospitalization, surgery, and medical supplies. Spot, unlike other insurance policies covers dental cleanings. The plan reimburses at least 80% of expenses, and the deductible is very low.
Spot's prices for young pets tend to be higher than average
Spot offers two types of pet insurance plans: Accidents and Illness and Preventive Care. Both policies cover hospitalizations, surgeries, and prescription medication. Spot also pays for vet bills incurred due to accidents or illnesses. Spot insurance offers discounts for multiple pets.
Policies are priced between $2,500-$10,000. You can choose between unlimited coverage and an annual deductible, depending on the plan that you select. Spot's app or online submissions are accepted. Veterinary records must be submitted within 270 days.
Spot's coverage does not depend on pre-existing conditions
Spot's coverage covers pre-existing conditions. This is a departure from most pet insurance plans. Some medical conditions are exclusions from the policy. For instance, dental disease, hip dysplasia, intervertebral disk disease, and other hereditary conditions aren't covered. Other exclusions include dental and orthodontic procedures and expenses related to boarding and daycare. Cosmetic procedures and bilateral conditions are not covered by the insurance.
Spot's policy on pre-existing conditions does not cover arthritis treatment. The company defines a pre-existing condition as any medical condition that existed before the plan was issued. The insurance company will not pay for treatment of arthritis unless the condition is already cured. Although there is no age limit for this policy, customers must pay a deductible at least $2,500 to cover any vet expenses.