AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
COVID-19-related sickness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can give you all the documentation and information necessary to get the treatment you desire. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections can be due to many factors, including weather and mechanical issues. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. You can get financial protection and help you find other transportation options in the event of mechanical problems on your plane.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal items like clothes, toiletries, or other necessities. It reimburses up to the policy limit which is usually $500 to $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. A deductible may be applicable to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance travel emergency evacuation plans offer comprehensive coverage for travelers' medical needs. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. They're especially useful when traveling to remote locations without access to medical care. There are also repatriation options for the family members of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover baggage lost or delayed.