Visitors insurance currently covers only a small number of services and is based upon a very limited range of insurance companies. These plans can be more expensive than domestic insurance and only available during certain seasons. However, visitors to the U.S. may be in the country for any length of time, not just for short stays.
Visit USA-HealthCare
The Visit USA-HealthCare health plan offers coverage for visitors to the United States during their stay. These plans include pre-defined benefits and emergency services that can be used for up to 364 consecutive days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Prices for individual health insurance plans differ. Many policies are affordable depending on how much coverage they offer. However, you may need to take into account your pre-existing medical conditions. You need to choose the insurance plan that best suits your needs and finances.
Liaison Travel Choice
Visitors have Liaison Travel Choice insurance that covers a wide variety of medical needs. This plan is suitable for individuals and families travelling outside of their country. You can also cover dependent children that are not married. It will also pay up to $30,000 for medical expenses. This insurance also includes emergency medical evacuation. Liaison Travel Choice covers trips of up to three64-day duration. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose between the Liaison Travel Plus Plan and Basic Plan. The Liaison International Travel Medical Plan is designed to cover short-term international travel. It provides coverage for injuries or illnesses occurring outside the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
Atlas America's visitor Insurance plan might be the right choice for you if you are traveling to the United States. This plan covers hospitalization and outpatient care. This plan may not cover all of your medical costs. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor insurance plan is part the United Healthcare PPO network. It provides access to a wide range of American medical providers. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers medical costs for visitors up to the age of 19 who need medical attention in the U.S. The insurance covers temporary stays in the U.S. and 100% of eligible medical costs up to the policy limits. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. You can renew the plan for another year. The plan is valid for stays of five to ninety days. The policy is renewable for up to two years, and the maximum policy amount is $50,000.
International Major Medical Plan
You should purchase an International Major Medical Plan Insurance policy if you are traveling to the United States for short-term purposes. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. You can also receive trip cancellation and evacuation benefits. Some plans include coverage for war or terrorism. Some plans even provide coverage for non-professional and recreational sports. International Major Medical Plan policies offer coverage for cancer and cardiac care.
Pre-existing conditions can be covered by the Elite Plan. This type of insurance covers doctor appointments, blood tests, urgent and specialty care. This insurance also covers prescribed medications by doctors.