AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers medical expenses for travelers in case of illness or injury. It also covers missed or delayed connections, baggage delays, and emergency evacuation. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
COVID-19-related illness coverage
AIG policies may allow you to receive medical coverage for the COVID-19 pandemic. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can provide you with the necessary documents and information to help you get the treatment you need. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections may occur due to a number of reasons. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal belongings such as clothes and toiletries. The policy limits usually range from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. A deductible may be applicable to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan offers up to $500k in emergency medical evacuation and 50% reimbursement for trip interruption. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
These plans cover air evacuation and medical transport. These plans are extremely useful when you're traveling to remote areas and don't have medical care. Repatriation coverage is available for the loved ones of the deceased. Accidental death and dismemberment coverage provides financial assistance for survivors, or beneficiaries. Some plans cover only accidents involving aircraft, such as a plane crash. Other plans cover lost or delayed baggage.